Credit Processes: Conduct credit-related activities in accordance with the Credit Manual. Exercise operational powers granted, adhering to official and institutional rules

Credit Analysis: Analyze credit applications. Issue Recomendación Reports for the Credit Committee

Credit Monitoring: Follow up and, if necessary, apply credit amortizations (payments) in the system. Prepare reports for portfolio management

Reporting: Issue weekly and monthly credit portfolio reports for the CEO and Head Office. Prepare quarterly reports on portfolio deterioration for Head Office

Accounting Reconciliations: Perform monthly accounting reconciliations

Credit Rating: Rate the Credit Portfolio for reserves (obtain credit reports from the Bureau platform and prepare the layout for rating in the AITHER system).

Credit Bureau Reports: Obtain credit reports for each client or prospect during the analysis stage and update during the portfolio rating stage. Handle invoice payments to the Credit Bureau

Audits: Attend quarterly Credit Bureau audits. Prepare materials and minutes for each credit committee

Account Validation: Validate credit account statements before sending them to clients. Conduct annual reviews of client ratings in the Credit Portfolio

Organizational Compliance: Adhere to the guidelines established in the Ethical Principles Manual and Code of Conduct, and other applicable corporate manuals. Review and update relevant manuals at least once a year. Follow internal processes in the Credit Area to provide prompt and orderly responses in area activities.